Baseball Alberta Insurance
*Please note: Starting February 8th, Baseball Alberta insurance will be valid for baseball training that follows the current AHS Public Health Measures. Both 1-on-1 training and team sports activities (listed below) will be covered. Please ensure you are following all current AHS guidance and facility restrictions.
Member associations and individuals that are NOT following the current public health measures will be doing so unsanctioned, at their own risk, and without insurance coverage in place.
To view the official Return to Baseball Document click HERE - Documents are updated to reflect the latest guidance as of May 5th.
*Document will continue to be updated as more information becomes available.
May 5th, 2021 UPDATE
EXPANDED RESTRICTIONS FOR HIGH CASE REGIONS
Starting May 9, additional restrictions come into effect for youth/adult sport in regions with at least 50 cases per 100,000 people, and at least 30 active cases.
These restrictions will be in place for at least 3 weeks and will be extended if necessary. Provincewide restrictions remain in effect for all other communities.
Find your region here
Restrictions for Youth + Adult Sport
Mandatory, additional restrictions for high case regions - Effective at 11:59 pm on May 9
- All indoor sport, performance and recreation activities for youth and adults are prohibited.
- Indoor fitness and recreation facilities must close, including for 1-on-1 training.
- All outdoor sports and recreation activities are prohibited, except with members of your household, or your two close contacts if you live alone. This includes:
- all group physical activities, such as team sports, fitness classes, training sessions
- all one-on-one lessons and training activities
- all practices, training and games
- Outdoor recreation facilities can remain open unless specifically closed by public health order.
Professional sport organizations
- Professional sport organizations that have received an exemption can continue, provided protocols are strictly followed.
FOR LOW CASE REGIONS
Eligible participants include:
- Youth 18 years old and under
- Adults 19 years old and older.
- Members of a collegiate or university athletic program, if over 18 years old
- Coaches or trainers
Note: 19 Year old overage players are permitted to participate in youth team sport activities at this time. Adult only groups (19 years old or older) are also permitted to train with restrictions.
Limited group physical activities allowed
- No indoor sports games, competitions, team practice or league play of any kind is allowed.
- Outdoor training for team sports is permitted for individuals and groups of 10 or fewer, provided 2 metre distancing is maintained.
- Games are not allowed.
- Fitness, recreation, and sports competitions, tournaments, showcases, or similar, are not permitted at this time for Albertans of any age, whether indoors or outdoors.
- Maximum of 10 total individuals, including all coaches, trainers, and participants per group.
- Outdoor playing surfaces (for example, arena, field, court or swimming pool) may be occupied by more than one youth group, as long as 3-metres of physical distancing can be maintained between groups of 10 and the groups do not intermingle. Coaches must remain with their group for the entire session.
- For any group of youths doing sport, fitness, or recreation, up to 2 additional adults may attend to provide safety and security to that group.
- These chaperoning adults must stay 3 metres away from the participants and not participate in the activity.
- Physical distancing must be maintained between participants at all times:
- 2 metres physical distance for outdoor activities
- Coaches or trainers may enter physical distancing space for brief interactions with participants (for example, to correct form or technique)
- Participants must be masked at all times, except during high intensity physical activity. Coaches and trainers must remain masked at all times. This applies to outdoor training sessions.
- Access to change rooms must be limited, including accelerated arrival and departure, emergencies (for example, first aid) and washroom use.
- Up to 10 spectators can attend a permitted outdoor sport, fitness, or recreation activity so long as individuals stay 2 metres apart from anyone who is not part of their household.
- Organizers should ask participants to bring their own equipment/materials, where feasible.
- If the organizer is providing equipment or materials, they should minimize the shared use of equipment/materials, and, if possible, assign specific equipment/materials to each attendee.
- For sports/activities that require shared equipment to be handled (e.g., shared baseballs), participants need to perform hand hygiene before and after the activity.
What to do if you have a positive COVID-19 case or are a close contact of a positive case?
CONTACT 811 IF YOU HAVE A POSITIVE COVID-19 CASE OR ARE A CLOSE CONTACT FOR FURTHER DIRECTION AND NEXT STEPS FOR YOUR TEAM.
*Please note: Starting February 8th, Baseball Alberta insurance will be valid for all baseball training activities that follow the current public health measures. Associations looking to start 1-on-1 training or group training sessions that follow the public health measures must ensure all players / coaches are registered with their Association. The required waiver forms for players are included in the RAMP registration set up. For Associations not using RAMP as their main registration platform, please download the appropriate waivers from the Baseball Alberta website.
ALL participants (coaches & players) must sign:
- Return to Baseball Questionnaire and Attestation
- Waiver / Acknowledgement of Risk (17 & Under) to be signed by parent or legal guardian
- Waiver / Acknowledgement of Risk (18 & Older) to be signed by player or coach
- Individual Contract Tracing Log - to be completed within 4 hours of start of session.
- Association Contract Tracing Log - to be completed by responsible adult for each session.
Associations must collect and store all forms as well as track all individual and group sessions using the Contract Tracing Logs.
For more info from YourAlberta, click HERE
Need a Certificate Of Insurance for the upcoming season? Please fill out a COI Request Form.
Who is Insured under this Policy?
- Association, Executive Officers' and Directors', Employees, Volunteers, Coaches, Trainers, all Member Clubs and Teams and any Member while participating in an event.
- From hereon, all above will be referenced as the INSURED.
What is Covered?
- Commercial General Liability and Directors' and Officers' Liability for all sanctioned events.
What is a Sanctioned Event?
- At this time ONLY training sessions and practices run by the Insured Association or by Member Clubs authorized by the Insured Association.
- Including social activities consisting of awards banquets ONLY.
- Fundraising activities can be included with prior authorization from the Insurance Company. A charge for exposure such as liquor liability may apply.
Commercial General Liability
$5,000,000 per occurrence for Bodily Injury and/or Property Damage to a Third Party. Including injury to participants.
- Liability Exposures include Gymnasiums owned or rented by the Insured.
$5,000,000 Annual Aggregate
- Policy limit for the Insured term.
$5,000,000 Non-Owned Automobile Liability
- Excess liability coverage for members using their personal vehicles for the purpose of the Association activities.
$250,000 Tenants Legal Liability
- Damage to Premises rented or leased by the Insured.
Policy will also cover defense costs.
Negligence by the Insured MUST be proven before liability can be assigned.
Abuse (mental/physical or emotional) is EXCLUDED under this policy.
$500 Deductible for each and every loss including bodily injury and/or property damage.
Directors' And Officers' Liability
$1,000,000 Each occurrence
- Pays on behalf of Directors and Officers all loss that they may become legally obligated to pay as a result of a claim for a Wrongful Act as defined in the policy, for which the corporation is not permitted to indemnify, or for which the corporation is financially unable to indemnify Directors and Officers.
- Protects the personal assets of the Board Members being sued for a wrongful act in the running and managing of the organization up to the coverage limit.
Policy will cover defense costs and compensatory damages.
Examples of Director and Officer Exposures;
- Wrongful Termination
- Neglect or Breach of Duty
$500 deductible for each and every loss.
Please note that your Directors' and Officers' liability policy is on a Claims Made Basis and it is important to report any claims or potential claims as soon as they become known.
Covers accidental Bodily Injury or Death sustained by a member due to sudden causes outside the Insureds control while in Canada and during a sanctioned event.
- Coverage is excess of Government Health Plans (Alberta Health Care) and Independent Benefit coverage.
- Summary of limits;
- $20,000 - Quadriplegia/Paraplegia
- $10,000 - Death
- $3,000 - Prosthetic Appliances
- $3,000 - Rehabilitation
- $2,000 - Loss of Index Finger or Thumb
- $500 - Fracture/Dislocation
- $100 - Eyeglasses
- $50 - Emergency Transportation
- This coverage is NOT subject to a deductible.
- Excludes Sickness or Disease.
Most Sporting Associations are seasonal, therefore, they have both a primary sport and a secondary sport for the off season. The only sport covered under this policy is BASEBALL. If you are interested in obtaining coverage for any other sporting event, please contact the Provincial Association of that sport to be covered. The cost of going through the Provincial Association for coverage is minimal compared to the cost of setting up a separate policy for each participating club.