Baseball Alberta Insurance


*Please note: Starting February 8th, Baseball Alberta insurance will be valid for baseball training that follows the current AHS Public Health Measures. Both 1-on-1 training and team sports activities (listed below) will be covered. Please ensure you are following all current AHS guidance and facility restrictions. 

Member associations and individuals that are NOT following the current public health measures will be doing so unsanctioned, at their own risk, and without insurance coverage in place.

To view the official Return to Baseball Document click HERE - Documents are updated to reflect the latest guidance as of April 15th.

 *Document will continue to be updated as more information becomes available.

April 15th, 2021 UPDATE

With the recent AHS announcement on April 6th, Baseball Alberta will be pushing back the Roster Deadline for AA and AAA teams to Monday April 19th

Youth and Collegiate Sport and Recreation Activities

Mandatory restrictions - Provincewide - Revised April 15th

Eligible participants include:

  • Youth 18 years old and under (except for Calgary youth in grades 7 to 12 - see below)
  • Members of a collegiate or university athletic program, if over 18 years old
  • Coaches or trainers

Note: 19 Year olds ARE NOT permitted to participate in youth team sport activities until current restrictions are lifted.

NEW FOR CALGARY REGION

Effective April 19, all indoor sport and recreation activities are not permitted for grade 7 to 12 youth in the Municipality of Calgary.

  • Outdoor sport and recreation activities and 1-on-1 indoor fitness with a trainer or coach are still permitted.
  • Indoor activities may be moved outdoors, provided all safety requirements for outdoor physical activities are followed.
  • Teams inside of Calgary cannot move activities to outside of Calgary.

FOR ALL OTHER REGIONS

Limited group physical activities allowed

  • Lessons, practices and physical conditioning activities are allowed for indoor and outdoor minor sports/activities and school athletics (for example, school sport activities that are outside of a physical education class or related part of the school curriculum).
  • Games are not allowed.

Safety requirements

  • Maximum of 10 total individuals, including all coaches, trainers, and participants per group.
    • Indoor and outdoor playing surfaces (for example, arena, field, court or swimming pool) may be occupied by more than one youth group, as long as 3-metres of physical distancing can be maintained between groups of 10 and the groups do not intermingle.
  • Physical distancing must be maintained between participants at all times:
    • 3 metres physical distance for indoor activities
    • 2 metres physical distance for outdoor activities
    • coaches or trainers may enter physical distancing space for brief interactions with participants (for example, to correct form or technique)
  • Participants must be masked at all times, except during high intensity physical activity. Coaches and trainers must remain masked at all times.
  • Access to change rooms must be limited, including accelerated arrival and departure, emergencies (for example, first aid) and washroom use.

 One-on-one training is permitted

  • One-on-one training with a fitness trainer or coach is allowed, with restrictions.
  • Sessions have to be scheduled or by appointment. No drop-in or groups allowed.

One-on-One safety requirements:

  • 3 metre physical distancing must be maintained at all times, regardless of the type or intensity of exercise. This includes between pairs of trainers and clients - sessions cannot interact.
  • 2 metre physical distancing is required in all other areas of the facilitly, such as entryways and exits, change rooms, etc.
  • Trainers must be professional, certified and/or paid trainers who are providing active instruction and correction. Passive supervision of a physical activity is not considered training.
  • Each trainer can only interact with their assigned client, and each client can only interact with their assigned trainer. No interaction between clients or between trainers is allowed
  • ‘Cycling through’ multiple trainers (as in circuit training) is not permitted.
  • Masks must be worn by:
    • trainers at all times
    • clients at all times during low intensity exercise - masks are not required during high intensity exercise

For more info from YourAlberta, click HERE

 

Need a Certificate Of Insurance for the upcoming season? Please fill out a COI Request Form. 

Please email completed form to programs@baseballalberta.com

 

Who is Insured under this Policy?

  • Association, Executive Officers' and Directors', Employees, Volunteers, Coaches, Trainers, all Member Clubs and Teams and any Member while participating in an event.
  • From hereon, all above will be referenced as the INSURED.

What is Covered?

  • Commercial General Liability and Directors' and Officers' Liability for all sanctioned events.

What is a Sanctioned Event?

  • At this time ONLY training sessions and practices run by the Insured Association or by Member Clubs authorized by the Insured Association.
  • Including social activities consisting of awards banquets ONLY.
  • Fundraising activities can be included with prior authorization from the Insurance Company.  A charge for exposure such as liquor liability may apply.

Commercial General Liability

$5,000,000 per occurrence for Bodily Injury and/or Property Damage to a Third Party.  Including injury to participants.

  • Liability Exposures include Gymnasiums owned or rented by the Insured.

$5,000,000 Annual Aggregate

  • Policy limit for the Insured term.

$5,000,000 Non-Owned Automobile Liability

  • Excess liability coverage for members using their personal vehicles for the purpose of the Association activities.

$250,000 Tenants Legal Liability

  •  Damage to Premises rented or leased by the Insured.

Policy will also cover defense costs.
Negligence by the Insured MUST be proven before liability can be assigned.
Abuse (mental/physical or emotional) is EXCLUDED under this policy.

$500 Deductible for each and every loss including bodily injury and/or property damage.

Directors' And Officers' Liability

$1,000,000 Each occurrence

  • Pays on behalf of Directors and Officers all loss that they may become legally obligated to pay as a result of a claim for a Wrongful Act as defined in the policy, for which the corporation is not permitted to indemnify, or for which the corporation is financially unable to indemnify Directors and Officers.
  • Protects the personal assets of the Board Members being sued for a wrongful act in the running and managing of the organization up to the coverage limit.

Policy will cover defense costs and compensatory damages.

Examples of Director and Officer Exposures;

  • Mismanagement
  • Wrongful Termination
  • Misstatement
  • Neglect or Breach of Duty

$500 deductible for each and every loss.

Please note that your Directors' and Officers' liability policy is on a Claims Made Basis and it is important to report any claims or potential claims as soon as they become known.

Sport Accident

Covers accidental Bodily Injury or Death sustained by a member due to sudden causes outside the Insureds control while in Canada and during a sanctioned event.

  • Coverage is excess of Government Health Plans (Alberta Health Care) and Independent Benefit coverage.
  • Summary of limits;
  • $20,000 - Quadriplegia/Paraplegia
  • $10,000 - Death
  • $3,000 - Prosthetic Appliances
  • $3,000 - Rehabilitation
  • $2,000 - Loss of Index Finger or Thumb
  • $500 - Fracture/Dislocation
  • $100 - Eyeglasses
  • $50 - Emergency Transportation
  • This coverage is NOT subject to a deductible.
  • Excludes Sickness or Disease.

Most Sporting Associations are seasonal, therefore, they have both a primary sport and a secondary sport for the off season.  The only sport covered under this policy is BASEBALL.  If you are interested in obtaining coverage for any other sporting event, please contact the Provincial Association of that sport to be covered.  The cost of going through the Provincial Association for coverage is minimal compared to the cost of setting up a separate policy for each participating club.

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